| Montenegro is divided into three regions: Maritime, middle and mountain-valley region. Maritime region is stretched from Krivosija in North to St. Nicholas Island in the South. This region is characterised by long, hot summer, mild short winter characterise, in which the average air temperature is around 18 o C . The most sandy and best beaches in the Adriatic are the feature of the Montenegro Riviera. The total length of beaches is around 52 km, with approximately 1.5 million m 2 . Major industry in this region is above all tourism, and then the maritime industry. Major cities and towns in the Maritime region are:
  
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Region of Middle Montenegro is the most southern part of the karst region, and is located between Trebesnjica, Montenegrin Riviera, Lake of Skadar and Mount of Golija, Vojnik, Lukavica and Manganik. The transition between the maritime and karst regions makes two most famous Montenegrin plains – Plain of Zeta and Plain of Bjelopavlici.
  
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Mountain-Valley Region includes the northern, north-eastern and central part of Montenegro. In this region, the Dinara Mountains reach the highest height, which are intersected by a network of river valleys.
  
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